Terms & Conditions

Agreement to Terms

By accessing and using the Trust Credit Inc website and services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree, please do not use this service.

Eligibility Requirements

To be eligible for our services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have a valid government-issued identification
• Have a verifiable source of income
• Have an active checking account
• Provide accurate and complete information

Loan Terms and Conditions

Loan Amounts

Trust Credit Inc offers installment loans in amounts tailored to each applicant rather than a fixed range. The actual loan amount approved depends on your income, employment status, and other qualifying factors.

Interest Rates and Fees

We offer competitive interest rates that are clearly disclosed in your loan agreement. We do not charge application fees, processing fees, or upfront charges. You only pay the amount you borrow plus interest, and every cost is disclosed before you sign.

Repayment Terms

Loans are repaid through monthly installments over the agreed-upon term. Payments are automatically deducted from your checking account on the scheduled payment date. Early repayment is allowed without penalties.

Application Process

By submitting a loan application, you:

• Represent that all information provided is true and accurate
• Authorize us to verify the information provided
• Consent to receive communications about your application
• Agree to provide additional documentation if requested
• Understand that approval is not guaranteed

Privacy and Security

We are committed to protecting your privacy and personal information. Our collection, use, and protection of your information is governed by our Privacy Policy, which is incorporated into these terms by reference.

Prohibited Uses

You agree not to use our services for any unlawful purpose or to:

• Provide false or misleading information
• Attempt to defraud or deceive us
• Use our services for illegal activities
• Interfere with the proper functioning of our website
• Attempt to gain unauthorized access to our systems
• Harass or abuse our employees or other customers

Default and Collection

If you fail to make payments as agreed:

• Your account may be considered in default
• Late fees may be assessed
• Your account may be referred to collections
• Legal action may be taken to recover the debt
• Your credit report may be affected

Dispute Resolution

Any disputes arising from these terms or our services will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to a jury trial or class action lawsuit.

Limitation of Liability

Trust Credit Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or relating to these terms or our services.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Wisconsin, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these terms at any time. Changes are effective immediately upon posting on our website. Your continued use of our services after changes become effective constitutes acceptance of the modified terms.

Contact Information

If you have any questions about these terms and conditions, please contact us: